Tax-Aide helps low- to moderate-income taxpayers have more discretionary income for everyday essentials, such as food and housing, by assisting with tax services and ensuring they receive applicable tax credits and deductions.
The Josephine County OR Tax-Aide program is available free to taxpayers with low and moderate income, with special attention to those 60 and older. We are trained volunteers certified by the IRS to assist taxpayers in preparing Federal and Oregon tax returns.
New volunteer preparers are trained during September- December with 1/2 day weekly and lots of self study. All preparers come for January training regarding changes to tax law and Oregon specifics.
How are we training this year considering the COVID-19 pandemic? Virtually! We have been holding virtual training sessions via Google Meet … and it is working!
Interested in volunteering? We always have openings for preparers, schedulers and greeters (“facilitators”). And training is on us! No experience is necessary.
You can read more and sign up here.
We are still planning for a COVID-19 Safe 2020 Tax Year … Please Read
We are devising methods that will reduce if not eliminate in-person activity. Our main method will require you as the taxpayer to be interviewed over the phone. At that point we will work with you about dropping off your forms and information for scanning, or whether you can do that yourself. Our goal is to keep you and our volunteers free from COVID-19.
It is incredibly important that you as taxpayer at a minimum have an email address as well as a phone. Also helpful is having a printer. If you do not have an email address, we ask that you identify a family member or close friend to help.
There will be very few, if any, opportunities to have an in-person interview.
Here is our Schedule:
January 25 — Will begin returning calls and inquiries for appointments. These are appointments for phone intake interview. When you make an appointment, be sure to provide the phone number where you can be reached during the hours of the appointment.
February 8 — Will begin phone intake interviews.
February 11 — Will open Scan Sites for those who cannot provide scanned copies themselves. Will get appointment for scanning at the end of your intake interview.
February 12 — IRS will begin processing returns.
Here is an Overview of the Process:
For Your Interview...
You will need at your ready.
- Photo ID and Social Security Card or other proof of the Social Security Number — THIS IS NEEDED — NO EXCEPTIONS! Medicare Card is NOT proof.
- Copy of last year’s tax return — VERY IMPORTANT! Don’t have? Click Here to get a transcript from the IRS before you have your interview appointment.
- Birth dates and Social Security Cards for all members of household
- 1095-A if insurance purchased through Healthcare.gov
- All income documents and statements: Social Security, W2s, 1099s, pension, IRA, broker, etc. Does your Social Security include a lump payment for previous years? Have copies of the tax returns for each and every previous year noted.
- Medical expenses, listed by individual: insurance premiums, doctors, dentists, nursing homes, prescription, eyeglasses, hearing aids, medical equipment (Doctors and pharmacies can provide a list). Don’t forget mileage for medical appointments. Download the Deduction Organizer
- Charitable Donations, including mileage for volunteering.
- Mortgage and mortgage insurance premiums
- Real estate taxes
DO YOU NEED TO FILE?
You only need to file a tax return if your income is over a certain amount or if you qualify for certain credits and refunds, or if you have certain information that needs to be reported.
Whether you need to file based on income depends upon your filing status, what your gross income is, and how much tax was withheld from your income. Rather than list all the options here, it’s easier to go to the IRS web site to work through a series of questions to get the answer. You can file, even if you don’t have to, but be aware that you may be using an appointment that someone else really needs.
For most people who cannot be claimed as a dependent this table will suffice. But, if married filing separately and lived with spouse or if half of social security benefits plus tax-exempt interest plus gross income is greater than $25,000 ($32,000 if married filing jointly), or if you are a dependent and have income, then use the IRS web site instead.
Do not include social security benefits in gross income for this table.
|TAX YEAR 2019 FILING STATUS||AGE ON 1/1/2020||GROSS INCOME WAS AT LEAST:|
|65 or older||$7,695|
|Married filing jointly||under 65 (both)||$12,900|
|65 or older (one)||$13,900|
|65 or older (both)||$14,990|
|Married filing separately||any age||$5|
|Head of household||under 65||$8,150|
|65 or older||$9,350|
|Qualifying widow(er) with dependent child||under 65||$9,055|
|65 or older||$10,055|
You must file if :
(yellow italics means you will need to go to a professional tax preparer)
- You had net earnings from self-employment of at least $400.
- You received an advanced premium tax credit to pay for health insurance.
- You owe any special taxes, including any of the following.
- Social security and Medicare tax on tips you did not report to your employer or on wages you received from an employer who did not withhold these taxes.
- Recapture of first-time homebuyer credit.
- Write-in taxes, including uncollected social security and Medicare or RRTA tax on tips you reported to your employer or on group-term life insurance and additional taxes on health savings accounts.
- Alternative minimum tax.
- Additional tax on a qualified plan, including an individual retirement arrangement (IRA), or other tax-favored account. But if you are filing a return only because you owe this tax, you can file Form 5329 by itself.
- Household employment taxes. But if you are filing a return only because you owe this tax, you can file Schedule H by itself.
- Recapture taxes.
- You (or your spouse, if filing jointly) received HSA, Archer MSA or Medicare Advantage MSA distributions.
- You had wages of $108.28 or more from a church or qualified church-controlled organization that is exempt from employer social security and Medicare taxes.
You should file if:
- You had income tax withheld from your pay.
- You made estimated tax payments for the year or had any of your overpayment for last year’s estimated tax applied to this year’s taxes.
- You qualify for the earned income credit.
- You qualify for the additional child tax credit.
- You qualify for the premium tax credit.
- You qualify for an American Opportunity Credit.
- You receive a 1099-B and the gross proceeds plus other income exceeds the filing limits.
- You receive Form 1099-S, Proceeds From Real Estate Transactions.
- You qualify for the refundable credit for prior year minimum tax.
- You qualify for the federal tax on fuels.
WHAT RETURNS WE DO
Here is the list of Tax Forms that we can prepare for you
- 1040 with Schedules A (Itemized Deductions — Download Deduction Organizer), B (Interest & Ordinary Dividends), and D (Capital Gains and Losses)
- Schedule C (Business) up to $25,000 expenses, no employees, no inventory, no losses, no depreciation
- Schedule EIC and EIC Worksheets (Earned Income Credit)
- 1099-MISC with Box 7 nonemployee compensation reported on Schedule C
- 1099-MISC with Box 1 or 2 — rents, royalities, reported on Schedule E with no expenses or depreciation
- 1099-MISC with Box 3 other income that is reported on 1040 Line 21
- 1040-ES – Estimated Payments
- 2441 – Child & Dependent Care
- 5405 – Repayment of First Time Home Buyer Credit
- 8283, Section A, Part 1 – noncash contributions to charity exceeding $500 but are less than $5,000
- 8606 – Nondeductible IRA Part 1
- 8812 – Additional Child Tax Credit
- 8863 – Education Credits
- 8949 – Sale or Disposition of Assets
- 9465 – Installment Agreement
- 8379 – Injured Spouse
- 1040X – Amended Returns back 3 years
- Schedule K-1 for only interest, dividends, capital gain distributions and royalties
- Cancellation of Dept — 1099-A and/or 1099/C and Form 982
- Health Savings Accounts – 1099-SA and Form 8889
- Affordable Care Act: Premium Tax Credits
Locations are still TBD
Call 541-223-9597 NEW! for an intake appointment – Monday through Friday. We will begin to return calls starting January 26th.
Right now all appointments are for a “virtual” intake appointment by either phone, or if possible by Google Meet. Very Important to have access to an Email Account — either yours or a trusted family member or close friend.